# Cannabis Surety Bonds (CannabisSuretyBonds.com)

> The cannabis and marijuana surety bond program of Surety One, Inc. State by state requirements for cannabis, marijuana and hemp license bonds in the United States: penal sums, obligees, statutes and rules, underwriting and how to apply. Written and reviewed by C. Constantin Poindexter, MA, JD, CPCU, AFSB, ASLI, ARe, AINS, AIS, CPLP, CICS (Cannabis Insurance Coverage Specialist), founder of Surety One, Inc. Reviewed September 2026.

Key facts:
- Cannabis surety bond, marijuana surety bond, marijuana bond, marijuana license bond and marihuana bond (Michigan spelling) are names for the same instrument. This site uses cannabis and marijuana interchangeably, and every state page answers both.
- A cannabis surety bond is a three party agreement (principal, obligee, surety). It is not insurance for the operator. Losses paid by the surety are recovered from the principal under a general indemnity agreement.
- Surety One, Inc. writes cannabis surety bonds in every U.S. state and territory where commercial cannabis is permitted by law. No applicant is automatically declined. A non-standard program serves applicants with damaged or limited credit.
- Bonds with a penal sum of $25,000 or less are usually underwritten on the application alone and issued the same business day. Larger bonds and bonds with reclamation, decommissioning or production guarantees require personal and business financial statements.
- Contact: Cannabis@SuretyOne.com, toll free (800) 373-2804, underwriter line (919) 859-5294.

## State requirements
- [Alabama cannabis surety bonds](https://cannabissuretybonds.com/states/alabama/): Alabama requires every integrated facility applicant to show it can secure a $2,000,000 performance bond from a surety the Commission approves.
- [Alaska cannabis surety bonds](https://cannabissuretybonds.com/states/alaska/): Alaska has no statewide cannabis license bond. The Municipality of Anchorage requires marijuana retailers to secure their sales tax with a bond of at least $10,000.
- [Arkansas cannabis surety bonds](https://cannabissuretybonds.com/states/arkansas/): Arkansas dispensaries post a $100,000 performance bond and cultivation facilities post $500,000. A surety bond can also stand in for part of the proof of assets showing.
- [California cannabis surety bonds](https://cannabissuretybonds.com/states/california/): Every California commercial cannabis license carries a $5,000 surety bond payable to the State. Many counties and cities add their own permit or tax bonds.
- [Colorado cannabis surety bonds](https://cannabissuretybonds.com/states/colorado/): Colorado requires a surety bond from commodity handlers and commodity dealers, and a hemp operator that buys hemp from growers falls in that category. The old $5,000 marijuana license bond was repealed in 2016.
- [Connecticut cannabis surety bonds](https://cannabissuretybonds.com/states/connecticut/): Connecticut producers face a two part bond package: $2,000,000 to guarantee construction of the production facility and $1,500,000 to guarantee uninterrupted supply.
- [Florida cannabis surety bonds](https://cannabissuretybonds.com/states/florida/): A Florida Medical Marijuana Treatment Center must post a $5,000,000 performance bond, reducible to $2,000,000 once it serves at least 1,000 qualified patients.
- [Georgia cannabis surety bonds](https://cannabissuretybonds.com/states/georgia/): Georgia's production licenses carry statutory financial assurance of $1,500,000 for Class 1 and $625,000 for Class 2, which may be met with a bond.
- [Illinois cannabis surety bonds](https://cannabissuretybonds.com/states/illinois/): Illinois dispensing organizations maintain a $50,000 bond or escrow. Cultivation centers provide $2,000,000, which steps down by $500,000 at each compliance milestone.
- [Louisiana cannabis surety bonds](https://cannabissuretybonds.com/states/louisiana/): Louisiana's marijuana pharmacy permit is conditioned on a $100,000 surety bond running to the Board of Pharmacy.
- [Maine cannabis surety bonds](https://cannabissuretybonds.com/states/maine/): Maine's first implementing bill proposed financial responsibility bonds from $500,000 to $1,100,000. Today the practical bond exposure is municipal.
- [Massachusetts cannabis surety bonds](https://cannabissuretybonds.com/states/massachusetts/): Before it opens, a Massachusetts Marijuana Establishment must post a bond equal to its licensure fee, payable to the Marijuana Regulation Fund, or fund an escrow account.
- [Michigan cannabis surety bonds](https://cannabissuretybonds.com/states/michigan/): Michigan has no state license bond, but municipalities may require one. The City of Adrian conditions its medical marihuana facility permit on a $100,000 bond.
- [Montana cannabis surety bonds](https://cannabissuretybonds.com/states/montana/): Montana marijuana testing laboratories post a $25,000 bond guaranteeing their security plan and guarding against theft, loss or diversion.
- [Nevada cannabis surety bonds](https://cannabissuretybonds.com/states/nevada/): Nevada's bond requirement is local. Las Vegas requires cultivation, production and laboratory licensees to post $250,000, and North Las Vegas has a similar rule.
- [New York cannabis surety bonds](https://cannabissuretybonds.com/states/new-york/): New York's medical program has accepted a $2,000,000 bond in place of real property documentation from registered organization applicants.
- [North Dakota cannabis surety bonds](https://cannabissuretybonds.com/states/north-dakota/): North Dakota compassion centers, both manufacturing facilities and dispensaries, must bond against abandonment or default in an amount the Department sets.
- [Ohio cannabis surety bonds](https://cannabissuretybonds.com/states/ohio/): Every Ohio cannabis licensee must maintain an escrow account or a surety bond: $750,000 for Level I cultivators down to $50,000 for dispensaries.
- [Oklahoma cannabis surety bonds](https://cannabissuretybonds.com/states/oklahoma/): Oklahoma commercial growers must file a bond of at least $50,000 per license covering the permit area, unless they have owned the land for five years.
- [Utah cannabis surety bonds](https://cannabissuretybonds.com/states/utah/): Utah cannabis production establishments post a performance bond: cultivation facilities on UDAF's current $100,000 form, processors and laboratories at $50,000.
- [Vermont cannabis surety bonds](https://cannabissuretybonds.com/states/vermont/): Vermont licensees provide a cessation of operations bond, or escrow, of $2,500 or $5,000 depending on license type and tier.
- [Marijuana and cannabis dispensary bonds](https://cannabissuretybonds.com/marijuana-dispensary-bond/): Marijuana and cannabis dispensary bond amounts by state: Ohio, Illinois, Arkansas, Louisiana, California, Massachusetts, Vermont and more.
- [Marijuana grower and cannabis cultivation bonds](https://cannabissuretybonds.com/marijuana-grower-bond/): Marijuana grower and cannabis cultivation bond amounts by state: Oklahoma, Ohio, Utah, Illinois, Arkansas, California, Vermont and Las Vegas.
- [Marijuana processor and cannabis manufacturer bonds](https://cannabissuretybonds.com/marijuana-processor-bond/): Marijuana processor and cannabis manufacturer bond amounts by state: Ohio $250,000, Utah $50,000, California $5,000, Vermont and Las Vegas.
- [Marijuana and cannabis testing laboratory bonds](https://cannabissuretybonds.com/marijuana-testing-laboratory-bond/): Marijuana and cannabis testing laboratory bond amounts: Montana $25,000, Ohio $75,000, Utah $50,000, Las Vegas $250,000, California $5,000.
- [Bonds for vertically integrated marijuana licenses](https://cannabissuretybonds.com/integrated-marijuana-license-bond/): Bonds for vertically integrated marijuana and cannabis licenses: Florida $5,000,000, Alabama $2,000,000, Connecticut, Georgia and New York.
- [Georgia hemp processor bond](https://cannabissuretybonds.com/hemp-bonds/georgia/): Georgia hemp processor bond under O.C.G.A. § 2-23-6.1: 2% of prior year hemp purchases, $20,000 minimum, $1,000,000 maximum. Apply online.
- [Ohio hemp processor bond](https://cannabissuretybonds.com/hemp-bonds/ohio/): Ohio hemp processor bond under Ohio Adm. Code 901:14-2-07: $10,000 or $20,000 based on raw hemp volume. What it covers and how to apply.
- [Colorado hemp commodity handler and dealer bonds](https://cannabissuretybonds.com/hemp-bonds/colorado/): Colorado bonds for hemp dealers and commodity handlers: 2% of annual purchases, $10,000 minimum, $1,000,000 maximum. Who must file and how.
- [California county industrial hemp bonds](https://cannabissuretybonds.com/hemp-bonds/california/): California county hemp bonds: Lake, Stanislaus, Tehama and other counties that require abatement security from hemp growers. Amounts by acreage.
- [States with no statewide bond](https://cannabissuretybonds.com/states/no-statewide-bond/): legal cannabis states where no statewide bond has been identified.

## Guides
- [Marijuana surety bonds](https://cannabissuretybonds.com/marijuana-surety-bonds/): Marijuana surety bonds for dispensaries, growers, processors and labs. State amounts, how they work and how to apply. Same bond as a cannabis bond.
- [The five kinds of cannabis surety bond](https://cannabissuretybonds.com/bond-types/): The five categories of cannabis bond obligation: compliance, tax, reclamation and performance, bonds in lieu of assets, and hemp, with state examples.
- [What a cannabis bond costs and how it is underwritten](https://cannabissuretybonds.com/cost-and-underwriting/): How cannabis surety bonds are underwritten and priced: credit, financial statements, bond wording, collateral and the non-standard program.
- [Hemp and CBD surety bonds](https://cannabissuretybonds.com/hemp-bonds/): Hemp permit, processor and commodity handler bonds in California, Colorado, Georgia and Ohio, and how the 2018 Farm Bill created them.
- [Fidelity bonds for cannabis operators](https://cannabissuretybonds.com/fidelity-bonds/): Employee dishonesty and commercial crime coverage for cannabis operators: what it covers, common claims, limits, underwriting and internal controls.
- [The Cannabis Operator's Guide to Surety and Fidelity Bonds](https://cannabissuretybonds.com/guide/): Download The Cannabis Operator's Guide to Surety and Fidelity Bonds, a free 17 page reference from Surety One, Inc. No sign up required.
- [Who stands behind this site](https://cannabissuretybonds.com/about/): Surety One, Inc. and founder C. Constantin Poindexter, Cannabis Insurance Coverage Specialist, attorney and 30 year surety underwriter.
- [Cannabis and marijuana bond glossary](https://cannabissuretybonds.com/glossary/): Plain language definitions of cannabis and marijuana surety bond terms: principal, obligee, penal sum, indemnity, reclamation bond and more.
- [Cannabis and marijuana surety bond questions and answers](https://cannabissuretybonds.com/faq/): Answers to the questions cannabis operators ask about surety bonds: cost, credit, speed, claims, lapses, indemnity and bond reductions.
- [Apply for a cannabis or marijuana surety bond](https://cannabissuretybonds.com/apply/): Apply online for a cannabis, marijuana or hemp surety bond. Free review and quote, no obligation. Small bonds are usually issued the same day.
- [Talk to a cannabis bond underwriter](https://cannabissuretybonds.com/contact/): Call, write or chat with a cannabis surety bond underwriter at Surety One, Inc. Offices in San Juan, Puerto Rico and Raleigh, North Carolina.
- [The Cannabis Operator's Guide to Surety and Fidelity Bonds (PDF)](https://cannabissuretybonds.com/downloads/cannabis-surety-bond-guide.pdf): free 17 page publication.
- [Guía del operador de cannabis sobre fianzas de garantía y de fidelidad (PDF, español)](https://cannabissuretybonds.com/downloads/guia-fianzas-de-cannabis.pdf): edición en español de la guía, 18 páginas.

## Español
- [Inicio en español](https://cannabissuretybonds.com/es/): espejo completo en español. Cada página en inglés tiene su par en español: estados en https://cannabissuretybonds.com/es/estados/, cáñamo en https://cannabissuretybonds.com/es/fianzas-de-canamo/, fianzas de marihuana en https://cannabissuretybonds.com/es/fianzas-de-marihuana/, glosario en https://cannabissuretybonds.com/es/glosario/
- [Regulatory updates](https://cannabissuretybonds.com/updates/): dated log of changes to bond requirements

## Machine readable versions
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- [llms-full.txt](https://cannabissuretybonds.com/llms-full.txt): the full text of the site in one file
- [sitemap.xml](https://cannabissuretybonds.com/sitemap.xml)